American Express

American Express, also known as AMEX, is one of the most popular online payment platforms in the world. It’s also an easy, secure, and convenient way to deposit and withdraw online casino funds. Find out all you need to know about using American Express at online casinos in NJ in this review.

American Express

4 Online Casinos accepting American Express

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What is American Express?

American Express Company (AMEX) is an American-based corporation that provides a variety of financial products and services including debit cards, credit cards, and charge cards.


American Express Company was founded in 1850 and is best known for its credit cards, debit cards, charge cards, and traveler’s checks. The company enjoys a large market share of credit card transactions in the United States and is widely accepted worldwide.

American Express has had a lukewarm, even sometimes cold relationship with the casino industry, but online gamblers can hope that this will change with the recently announced partnership with New Jersey-based Caesars Casino.

How it Works

American Express offers a variety of cards, so your transactions will depend on the kind of card you are using. Either way, using your AMEX card is straight-forward. AMEX credit cards will “loan” you the money you want to deposit, which you pay back later. If you wish, you can pay back a required minimum amount and let the rest of your debt roll over to the next month.

Alternatively, debit cards only allow you to spend the amount of money that you have pre-loaded onto your card.

Charge cards work much like credit cards, except that you are required to pay back the amount by the end of the month.

Tips for using American Express Cards

There are a few tips that can enhance your experience when using American Express as a form of electronic payment.

Authentication data

American Express is well known for its stringent security measures, but it is still good to be cautious. For one, do not allow other people to use your card details to play casino games. Also, only choose reputable and licensed online casinos when paying or withdrawing with your card.


It is easy to get carried away while gambling online. Using the American Express debit card rather than the credit card is a great way to make sure this doesn’t happen. Simply load up your card with the amount of money you would like to spend playing online.

Shopping online

American Express offers numerous benefits and special offers, making it a great option for online shopping. AMEX is widely accepted all over the world.

Depositing at Online Casinos with American Express – Fees and Limits

One advantage of using American Express to fund your online casino account is that deposits are near-instant. You can also top up your account at any time from the comfort of your own home.

If you have ever shopped online with a credit card before, the process of depositing money to your NJ casino account is more or less the same. First, make sure that your casino accepts American Express payments.

  1. Go to the “Cashier" page of your online casino account and select “Deposit".
  2. Select American Express as your preferred payment option.
  3. Enter the amount you wish to deposit.
  4. Enter your card details as requested. These will include your name, the card number, the card"s expiration date, and the security code located on the back of the card.
  5. Confirm that all your details are correct and approve the transaction.
  6. The money will appear on your casino account almost immediately.

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N/A 20.00$ - 25 000.00$ N/A

Withdrawing at Online Casinos with American Express – Fees and Limits

Withdrawing your online winnings with AMEX is just as simple as depositing money into your account. The only thing to keep in mind is withdrawals take a little longer than deposits.

You need to make sure that the online casino you choose facilitates American Express withdrawals. It is not unusual for casinos to accept American Express deposits while not supporting AMEX withdrawals.

  1. Go to the “Cashier" page of your casino account and select “Withdraw".
  2. Select American Express as your withdrawal method.
  3. Enter the amount you wish to withdraw.
  4. Enter your card details including name, card number, security number, and expiration date.
  5. Check that all of your information is accurate.
  6. Confirm your withdrawal.

Why use American Express to play online?

Although American Express isn’t widely accepted by New Jersey casinos, it is a great payment option if you can use it.

Safety and trust

American Express uses the latest encryption and security technology and has a strong reputation for being a secure platform for online transactions. AMEX notifies you through email, text, or the American Express App if the service provider notices suspicious or inconsistent activity with your card.

Ease of use

American Express cards are easy to use even for people who have never performed an online transaction before. Your casino will prompt you on the information to enter, all of which is available on your physical card. The only tricky bit is finding a New Jersey casino that accepts AMEX payments.


As far as deposits go, the money appears in your online casino account almost immediately upon completion of your transaction. You can go from funding your account to playing your favorite game in just a few minutes. Although not instant, AMEX withdrawals are a lot faster than alternatives like check or bank transfer.


You must share your financial information with the online casino, so privacy isn’t 100% guaranteed. With that said, there is no serious threat of identity theft or fraud as long as you are transacting with a legitimate and licensed casino.

American Express Charge Cards

You can use your American Express charge card to play at online casinos. The only thing is that you have to pay your AMEX balance at the end of the month. You can earn points and rewards for using your card, and some AMEX charge card options don’t charge any interest for the first year.

How to Use American Express Cards to Play at the Casino

When using American Express, you are eligible for casino bonuses. In fact, some casinos offer special bonuses just for using American Express. This is more often the case with online casinos outside America, but we can only hope that the same will soon apply to New Jersey casinos.

American Express also has one of the most progressive rewards programs of any credit card. You will enjoy additional savings and earn points on your card while you play. You can choose between AMEX credit or debit cards depending on your spending habits.

Lastly, American Express has been very picky about the online casinos it chooses to work with both at home and abroad. Any casino accepting American Express payments and/or withdrawals is bound to be properly licensed and regulated. However, always do your due diligence before choosing an online casino to make sure it is legitimate.

Frequently Asked Questions

These Frequently Asked Questions about using American Express in New Jersey online casinos should help you find the most useful information quickly.

What are the best alternatives to American Express?


If you want to play online casino games using a credit or debit card and are having a hard time using American Express, Visa and MasterCard are great alternatives. The latter options are more widely accepted by NJ casinos. Most top-rated casinos also have prepaid cards that make deposits and withdrawals easier, in case you cannot use your debit or credit cards. Additionally, e-wallets such as Neteller, PayPal, and Skrill are good alternatives if you want to bypass cards altogether.

What is the deposit limit with American Express?


The deposit limit with American Express may vary slightly depending on the online casino, but generally speaking, the minimum deposit limit is $5 and the maximum deposit limit depends on your card’s limit. Credit cards generally have high deposit limits, which is why they are the favored payment method for high-rollers.

Which currencies are supported by American Express cards?


American Express has had a global presence since before the First World War and supports most major currencies including USD, EUR, GBP, and CAD. There might a conversion fee charged when using a different currency other than USD when playing in the country. Most online casinos accept these major currencies but might charge a small fee to convert to the local currency.

Is it possible to deposit at casinos not licensed in New Jersey using American Express?


At the moment, hardly any casinos accept American Express payments. But the few that do are properly licensed and regulated. It is a good idea to do your due diligence since some unregulated and unscrupulous online casinos may display the American Express logo despite not being affiliated with the company. These scams target your financial data.

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