Visa has a presence in more than 200 countries around the world. If you already have a Visa card that you use for in-store or online shopping, you can also use it to fund your online casino account. Find out more about using Visa at New Jersey online casinos in our review.
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Most New Jersey casinos accept Visa payments, which makes gambling online a lot easier than it was just a few years ago.
What is Visa?
Visa Inc. is an American-based payments technology company that facilitates global electronic money transfers. The company is known globally for its Visa-branded debit cards, credit cards, and pre-paid cards.
In 1958, Bank of America launched the first-ever consumer credit card program known as BankAmericard. Despite a rocky start, the credit card became popular among small and medium-sized businesses as well as middle-class consumers. BankAmericard changed its name to Visa in 1976 and had a global presence by this time.
Visa Inc. came to be in 2007 as a merger of regional businesses around the world. Visa Inc. announced the acquisition of Visa Europe in 2016 which until this time had been member-owned. Visa now has a presence in over 200 countries.
How it Works
Visa cards are branded by Visa Inc. and transfer funds through the Visa network. Financial institutions including banks partner with Visa Inc., which is a transaction processing network, to issue their clients payment cards. The financial institution offers its customers Visa cards and sets its terms and conditions.
Visa cardholders can then make payments to merchants who support the Visa network. These transactions can be for in-store purchases or online payments. Visa cards include credit cards, debit cards, prepaid cards, and gift cards.
Tips on using Visa cards
Visa cards are widely accepted globally but a few handy tips will ensure that you make the most out of this payment option.
Look for the Visa Secure badge when making online payments using your Visa card. When making online payments on websites that support Visa Secure, you will be required to enter a password before you can complete the transaction. This extra authentication may be a code sent to your phone by your issuing bank or a password that you choose and must enter for every transaction.
It is easy to fall into credit card debt, so it is always a good idea to set a budget for your online casino spending. Make sure that you pay your credit card bill in full every month to avoid falling behind and accumulating interest on top of the late payments. Better yet, consider using a Visa debit card or prepaid card for online casino games since you can only use the money you preload on your card.
Confirm that you are on a secure page before entering your credit card details when making online payments. You can tell by checking that the lock icon beside the URL address bar is enabled or that the website URL starts with “https”. You may also want to shop at online merchants who have a refund and return policy.
Depositing at Online Casinos with Visa – Fees and Limits
Depositing at online casinos with Visa is very easy, especially if you have used your card previously to make online payments.
To deposit money into your casino account using Visa:
- Log into your NJ casino account and head for the “Cashier"
- Click on the “Deposit" option and select “Visa" from the list of payment methods.
- Enter the amount you wish to deposit into your gaming account and then key in your Visa card details.
- Check that the information you entered is correct and then click on “Continue" to confirm the transaction.
- The funds will appear in your casino account almost immediately.
Please note that you may be required to verify your identity before you can make your first Visa casino deposit NJ.
Withdrawing at Online Casinos with Visa – Fees and Limits
Visa card is arguably the most widely supported online casino withdrawal option of all the credit cards.
To withdraw money from your online casino using Visa:
- Log into your online casino account and go to the “Cashier”
- Click on “Withdraw” and select “Visa” as your withdrawal option.
- Enter the amount you wish to withdraw from your casino account.
- Enter your card details.
- Confirm that you have entered the correct information and then click “Submit” to complete the transaction.
- You should receive your money in 3-5 days, depending on the online casino.
Why use Visa to play online?
Besides Visa being arguably the most widely accepted credit card in the casino business, there are plenty more reasons to use Visa for online casino payments.
Safety and trust
Visa employs stringent security policies and cutting-edge technology to protect cardholders during online and in-store transactions. Visa also has a zero-liability policy that protects cardholders from fraudulent charges (subject to Visa’s policy and terms and conditions).
Ease of use
Credit cards are an easy way to make online casino payments, and Visa is no different. You only need to enter your card information and your transaction will be processed within minutes. People who are familiar with making credit card purchases online will find this payment option especially easy to use.
Visa transactions are near-instant, and the money will appear in your account almost immediately after you have confirmed your deposit. You can also fund your online casino account using your Visa card 24/7, which gives you the freedom to play whenever you like.
Visa Electron is a debit card by Visa Inc. that works much like its other debit card, Visa Debit. The only difference is that you cannot overdraw from Visa Electron card accounts, so you will need to have all the money you need for the transaction at the time of the transfer.
How to Use Visa Cards to Play at the Casino
There are a couple more things that you might need to know about using Visa cards to play at the casino. For one, you will not be able to set recurring card payments to your casino. While some might find this inconvenient, loading money in your casino account only when you want to play is a better financial strategy.
Note that although your casino might not charge you any fees for depositing money into your gaming account, you might incur charges from your card issuer. Familiarize yourself with these charges to avoid any nasty surprises in your card statements. The good news is that these charges are typically low.
Lastly, only play at licensed and regulated online casinos in New Jersey. There are many phishing scams on the internet intent on stealing your credit card information.
Frequently Asked Questions
What are the best alternatives to Visa?
Mastercard is the best alternative to Visa for online casino payments. Mastercard is almost as widely accepted as Visa and has a good reputation for partnering with licensed casinos in New Jersey. Other card options include prepaid cards like Play+ and Paysafecard. They are good options if you would like to avoid supplying online casinos with your card or banking information.
What is the deposit limit with Visa?
Casino deposit limits with Visa vary from one casino to another, so it is worth checking with your casino for the actual deposit limit. Generally speaking, the minim deposit is about $5-$10 while the maximum daily deposit limit is up to $5000 at most casinos. Some casinos may have much higher limits for VIP clients and high-rollers, so join your casino’s VIP program for increased limits and faster withdrawals.
Which currencies are supported by Visa cards?
Visa supports over 200 currencies including the major world currencies such as USD, CAD, AUD, GBP, JPY, and so on. You can easily make cross-currency transfers when dealing with international merchants. Note that Visa charges currency conversion fees.
Is it possible to deposit at casinos not licensed in New Jersey using Visa?
Many online casinos all over the world allow you to deposit money using Visa, so it’s highly likely you are able to deposit at a casino not licensed in New Jersey. At the same time, many reputable and licensed international casinos do not accept U.S.-based players because of the country’s tight gambling regulations. Visa may also reject payments to casinos out of the country, so there is no guarantee that your payment will go through.
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